Happy New Year!

Hope the new year is treating you well!
Wanted to take this opportunity to thank you for your support always! 70% of my business is by referral and I truly appreciate you helping me grow my business … It is now a year since I moved to Coldwell Banker Palo Alto office … it’s been a very positive experience and I’m enjoying growing my clientele in the Peninsula as well as serving those in the Fremont-San Jose belt.
On the mortgage side, loan limits have increased a bit and for FHA Buyers ( buyers looking to buy with 3.5% or more downpayment) the private mortgage insurance has reduced significantly!! This will surely bring in more buyers into the market and may also push up prices a little bit in the entry level market … And although interest rates are expected to rise multiple times this year, it will still remain historically low …
Housing inventory all over the Bay Area is very limited right now and it’s a good time to start planning if you’d like to list or buy this coming year … My Team and I look forward to helping your house look it’s shiny best so that buyers fall in love with it, and we will market and negotiate to get you multiple offers and top dollars!!! And for our Buyers, we will not rest till we get you the best ūüôā
I look forward to catching up with you sometime soon!
Best regards,
Rini
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From the desk of Rini Realtor

Hello and I hope you all are doing well!
There’s been changes in the market since the elections and I thought I should share some of the market readings with you … Interest rates have been going up, which means that buyers can afford less than they could a few months ago … Yet lending limits/norms are being eased somewhat so there are more number of first-time home buyers expected in the coming months …
Since current home values are at a record high it may be a great time to tap into your Equity and get an Open Equity Line. If you’ve been thinking of making upgrades, renovations, or an investment purchase this may come in handy …
On a different note – keeping with the Christmas Spirit our office is having a Toy Drive and A One Warm Coat Drive – the last date for collections is on 12/12 so please let me know if there’s anything you’d like to donate over the weekend?
Wishing you and yours the very best this Holiday Season and always!
Warm regards,
Rini
PS:¬†Property Tax is Past Due after¬†December 10th¬†…

From the desk of Rini Realtor

Hope you all are adjusting well to the season change and the gentle realization that the year is coming to an end!! … ¬†Please mark your calendars¬†Sunday, November 6 Daylight Saving Time Ends

¬†On real estate news, interest rates are historically low, yet the market has been a bit soft in the last few months, largely because of the election stress … Great time for persistent buyers to get their offers accepted … in just the last couple of weeks I got offers accepted in Cupertino, Sunnyvale, and Fremont (all multiple offers, but less number of offers) …
¬†And I also have an off MLS listing in Hayward, in a prestigious golf community … seller is looking to enjoy Christmas in his home but open to the right offer … Please email/call me if you have any questions about this …
For all new home owners who bought this year, please note that your supplemental tax bill is probably on it’s way – it is your responsibility whether you receive it or not, so please visit your tax assessors website before they start adding late fees/penalties … ( I speak from experience) …
So far I’ve helped 14 home owners this year ūüôā … some were looking to buy their first home, some to move up, some to sell their house as they moved to newer neighborhoods … stories of new babies being born, people getting married, kids being able to get the schools they want. This truly inspires me and give me immense joy … Please continue to keep me in mind, and introduce me to anyone you think I can help sell/buy/invest …
Thank you always for your support, and for being a part of my journey!
Warmly,
Rini

From The Desk of Rini Realtor :)

Dear Friends, Family, and My Blog Readers,

Hope you all are doing well!

I wanted to take this opportunity to thank you – for your support, referrals, and encouraging words! Being an entrepreneur can be challenging at times, yet knowing that you all are there cheering me on is such a blessing – please continue to keep me in your positive thoughts ūüôā

You have perhaps heard that I won the Grandmaster Award for 2015. Our local realtor association made the announcement in February … I’m happy that I was acknowledged and even more delighted in serving all the people I did … Each happy client makes me feel like a winner and the challenges we overcome together helps me grow …

I also wanted to remind you of a couple things:
a) For all those who bought a house this last year please remember you will probably be getting a Supplemental Tax bill – please note that you are responsible for that too.
b) Property Tax due date is coming up – the last date is April 10th …
c) In case you would like to set up an appointment with a CPA (and I highly recommend that for the first year of home purchase at least) – please let me know if you need a recommendation – CPAs are extremely busy this time of the year and by April are drowned in work …

Each of you inspire me in your unique way – And I wanted to share with you about one of my friends who is helping raise awareness about Heart Health … This is a huge concern within the South Asian Community since there’s a higher incidence of diabetes and heart disease. Please help spread the word and consider attending the Scarlet Night Annual Fundraiser in support.¬†

Last but not the least, I love helping people,¬†so please continue to connect me to anyone you know who may be buying or selling in the coming months. I promise the best in Negotiations, Marketing, and will come up with solutions to make it a Win-Win ūüôā

Best regards,
Your Realtor, Rini

Building a Community … together

They say it takes a village to raise a child … I believe that we may grow¬†up (yes it’s a choice) but we still need that village ūüôā ¬†… especially for those of us who traveled many seas to anchor in a distant land … In many ways I feel blessed that real estate has often offered me that opportunity to bring people together …¬†It’s a joy to see strangers become friends over the years, support each other through challenges, and become part of¬†each others village.

This was Spring/Summer a few years ago and I was busy showing my brood of clients homes in the South Bay …¬†A condo popped up in a building I had sold in the year before and I asked one of my clients looking in that area if he’d be interested to see it… Mmm, only if there was one available on the top floor … I kept my fingers crossed and yes in a week or so there was another one listed AND on the top floor!

Even before we went to see the condo, I promised him friends if he were to live there :)) … I was pretty sure that¬†my past client who lived in that building and her friends would¬†¬†happily welcome¬†him to¬†their village … We did a tour of the property and just as we were leaving the gated community someone called out my name … Yes one of the friends I was planning to introduce my client too ūüôā … It was serendipitous that she was right there at the time, helped answer his questions about commute etc, and in general made him feel welcome … And Yes it was a multiple offer scenario but he did win the house!!!

I have introduced families to other families so that the kids can make friends in a new neighborhood. As adults we stop articulating as simply and spontaneously as kids do -yet¬†seeing these wonderful people interact that day, and support each other over the years has brought immense joy¬†to¬†me ¬†… may your hearts be warm, your village strong, and you always have friends …

 

As we played so we work …

It’s funny how Lego was so much a part of my childhood that at times I wonder if it’s making Lego houses all my childhood and placing the little Lego people in them that in some way was priming¬†me towards my career in real estate … of course I’m not really¬†¬†building the house anymore but it’s rather intense and touching to be part of that exciting and often arduous journey to build¬†a nest, and helping people belong, and giving them keys to their new home … their own space to personalize¬†in whichever way they wanted … Paint each wall a different color, or Navajo White like me ūüôā

Perhaps I never realized people’s need to own as much as I did that one time when all my clients wanted to do every time we visited houses together was to break everything down and build their own … Like a Mother Hen I tried to remind them that it might be a lot of work and I would not recommend them buying something that needed work … They were first time home buyers and I gently but repeatedly cautioned against breaking down a whole kitchen and rebuilding … Till I realized that they had been renting for all their adult lives¬†and really and truly wanted to break some walls ūüėõ

She was always the one with the creative plans … and he the happy implementer. He was a¬†karate instructor too, so guess what, within a day or so of getting keys to¬†their house I was sent a picture of the living room wall broken down to make the living and family area one Great Room … he literally took off the wood panels with his bare hands and couldn’t wait to send me a picture of his handiwork – There was so much joy in that one picture that all the struggles and challenges of finding them that home was forgotten … And I wished them a “happily ever after” …

My “Real” in Real Estate …

When I first started in real estate the goal was to help 100 families in my first five years … I’m now close to the 5 year mark and am no way near :)) … It was a big and hairy goal as goals should be and having helped 55+ families in these five years I have made innumerable beautiful memories and realized along the way that every person I have helped was a wonderful gift – their struggles helped me keep things in perspective, their friendship enriched my life through the years despite personal challenges, and their encouragement and joy helped me take the next step forward on days that were darker than usual …

This is my endeavor to share the memories that live with me, and the places that excite me … They aren’t in any chronological order although I will try to rack my brain to pull out moments I treasure every now and then … You are welcome to laugh with me and share my blog! Thank you …