From the Desk of Rini Realtor … buying/selling/investing … and estate planning

Hope you all are doing well!

Now that Super Bowl is over, the Bay Area real estate market is ready to get started!!!
Just came back from an event in Palm Springs with 700 other top-producing realtors from all over the US ,Canada, and across the world … It was good to learn about best practices and take a few moments to think about what excites me … For me that would be meeting people 🙂 …
Wanted to give you a brief update on the market …. Jobs report came out strong and the stock market is doing well too, so interest rates are expected to have further hikes later this year … If you or anyone you know has been sitting on the fence thinking of buying, now is the time to start your search … Please let me know if you’d like to talk to one of my lending partners to find out more … Inventory is still very tight (so now is still a great time to be a seller) and most houses are getting multiple offers if priced right … Last week two of my clients’ offers got accepted, both were multiple offer situations and required some amount of turning cartwheels ( by yours truly) to get offers accepted …. Super happy for my clients!!
Lastly, one of my lawyer contacts, Simona Zakheim, is organizing a free seminar for parents with minor children. The seminar will cover financial issues affecting parents, how to pay for children’s college education and plan your estate for their financial future. This will be held on March 8th, 2017  6:30pm-8pm  – Whether your child is 16 days or 16years old I highly recommend that you consider attending the seminar and finding out more … For more details please message me at or call me at (408) 836-2383 for more information.
Here’s to our mutual growth and well-being!
Best regards,

Happy New Year!

Hope the new year is treating you well!
Wanted to take this opportunity to thank you for your support always! 70% of my business is by referral and I truly appreciate you helping me grow my business … It is now a year since I moved to Coldwell Banker Palo Alto office … it’s been a very positive experience and I’m enjoying growing my clientele in the Peninsula as well as serving those in the Fremont-San Jose belt.
On the mortgage side, loan limits have increased a bit and for FHA Buyers ( buyers looking to buy with 3.5% or more downpayment) the private mortgage insurance has reduced significantly!! This will surely bring in more buyers into the market and may also push up prices a little bit in the entry level market … And although interest rates are expected to rise multiple times this year, it will still remain historically low …
Housing inventory all over the Bay Area is very limited right now and it’s a good time to start planning if you’d like to list or buy this coming year … My Team and I look forward to helping your house look it’s shiny best so that buyers fall in love with it, and we will market and negotiate to get you multiple offers and top dollars!!! And for our Buyers, we will not rest till we get you the best 🙂
I look forward to catching up with you sometime soon!
Best regards,

From the desk of Rini Realtor

Hello and I hope you all are doing well!
There’s been changes in the market since the elections and I thought I should share some of the market readings with you … Interest rates have been going up, which means that buyers can afford less than they could a few months ago … Yet lending limits/norms are being eased somewhat so there are more number of first-time home buyers expected in the coming months …
Since current home values are at a record high it may be a great time to tap into your Equity and get an Open Equity Line. If you’ve been thinking of making upgrades, renovations, or an investment purchase this may come in handy …
On a different note – keeping with the Christmas Spirit our office is having a Toy Drive and A One Warm Coat Drive – the last date for collections is on 12/12 so please let me know if there’s anything you’d like to donate over the weekend?
Wishing you and yours the very best this Holiday Season and always!
Warm regards,
PS: Property Tax is Past Due after December 10th …

From the desk of Rini Realtor

Hope you all are adjusting well to the season change and the gentle realization that the year is coming to an end!! …  Please mark your calendars Sunday, November 6 Daylight Saving Time Ends

 On real estate news, interest rates are historically low, yet the market has been a bit soft in the last few months, largely because of the election stress … Great time for persistent buyers to get their offers accepted … in just the last couple of weeks I got offers accepted in Cupertino, Sunnyvale, and Fremont (all multiple offers, but less number of offers) …
 And I also have an off MLS listing in Hayward, in a prestigious golf community … seller is looking to enjoy Christmas in his home but open to the right offer … Please email/call me if you have any questions about this …
For all new home owners who bought this year, please note that your supplemental tax bill is probably on it’s way – it is your responsibility whether you receive it or not, so please visit your tax assessors website before they start adding late fees/penalties … ( I speak from experience) …
So far I’ve helped 14 home owners this year 🙂 … some were looking to buy their first home, some to move up, some to sell their house as they moved to newer neighborhoods … stories of new babies being born, people getting married, kids being able to get the schools they want. This truly inspires me and give me immense joy … Please continue to keep me in mind, and introduce me to anyone you think I can help sell/buy/invest …
Thank you always for your support, and for being a part of my journey!